Designing Your Blueprint
Now that you have all of your information you will enter it into a spreadsheet. You want to get a good look at your financial situation. I personally use Excel for mine because it’s easy to sort and search for things. I create a column for the actual bill (ie: House note, water bill, cable, etc.). Next to that column I’ve got due date and amount due one over from that. If it’s a credit card I have the total owed (not minimum due) in a column next to the name of the bill. So it might look something like what I’ve pasted below. I do color-code my bills according to credit cards or what’s related to home ownership or cars. Be sure to format the columns for total owed and minum due- you want the cells to reflect money, not just numbers.
|Name||Total Owed||Due Date||Minimum Due|